A Few Words
About Us
INDEPENDENT MORTGAGE ADVICE
Mortgage Advice You Can Rely On
Clear, impartial guidance tailored to your situation
At AR Mortgage Solutions, we provide independent mortgage advice designed around your individual circumstances. With extensive experience across the property finance market, we combine deep industry knowledge with a straightforward, transparent approach, helping you make informed decisions with confidence.
OUR APPROACH
Advice Built Around You, Not a One-Size-Fits-All Solution
Every client’s situation is different. That is why we take the time to understand your goals, assess your circumstances, and guide you through the full range of suitable mortgage options.
Whether you are a first-time buyer, moving home, or expanding your property portfolio, our advice remains impartial, informed, and focused on achieving the right outcome for you without unnecessary complexity or pressure.
Our mission is to make securing a mortgage straightforward, clear, and stress-free. We focus on removing confusion, providing honest guidance, and supporting you at every stage of your property journey.
We aim to build long-term relationships based on trust, reliability, and consistent results, not just one-off transactions.
OUR MISSION
Making the Mortgage Process Simpler and More Accessible
MEET THE FOUNDER
Experienced Guidance You Can Trust
Jagjit Dulai
Jagjit Dulai brings over 13 years of experience in the mortgage industry. He began his career at London & Country, where he qualified as a mortgage adviser, before spending five years advising clients at Which?.
He later worked with new build developers, supporting clients with Help to Buy loan repayments, and went on to gain further experience at Mortgages Made Easy. This combination of roles gave him the insight and confidence to establish AR Mortgage Solutions.
Jag is known for handling complex cases, particularly where clients have previously been declined or told their options are limited. His persistence and problem-solving approach reflect the firm’s commitment to delivering tailored, client-first advice.
Outside of work, Jag enjoys spending time with his family, travelling, and cooking. A former hockey player, he now focuses on coaching especially as his daughters have taken up the sport.

